Affordable Health Insurance Providers
Health insurance is important, but finding affordable health insurance providers can be quite a challenge.That's especially true today. We're constantly looking for the best value before making our purchases. If you need health insurance, here are some affordable health insurance providers that you should definitely consider:
Aetna Aetna is a Fortune 100 company that provides several healthcare insurance products and services. That includes plans involving medical, dental, group life and long term care. The company began in 1850 as the Aetna Fire Insurance Company of Hartford, Connecticut. It is named after Mount Etna, which was once the most active volcano in Europe. Aetna provides some of the best value in the industry, combining high quality plans at a low cost. Today the company has nearly 16 million medical members, 13 million dental members and over 10 million pharmacy members. Aetna has received an A (excellent) rating from AM Best. Asuris Northwest Health This is a non-profit health insurance company whose headquarters is in Washington State. It provides insurance for Eastern Washington's residents. The company is a subsidiary of Regence BlueShield. Asuris Northwest Health has been operating for nearly six decades and has received some outstanding ratings. You might be surprised to learn that Asuris is one of the most affordable health insurance providers. That's because it's owned by Regence, forming one of the largest alliances in the healthcare industry. The company offers three healthcare plans for individuals: Comprehensive Coverage Plan, Health Savings Account, and Catastrophic Coverage Plan. For seniors over 65 years old, there are Medicare Supplement plans. The company also provides several other types of healthcare plans. Blue Cross and Blue Shield BCBS started as nearly 40 independent companies that were operated locally. The company was founded in Texas (1929) as a non-profit provider of health insurance plans for teachers. The rest, as they say, is history. Today, BCBS provides affordable health insurance for over 100 million people throughout the USA.
Amazingly the BCBS brand is also registered in over 170 nations worldwide. Approximately 80% of physicians and 90% of hospitals in the USA have contracts with BCBS. That makes it one of the most accessible healthcare insurance providers throughout the country. The company offers a cornucopia of different healthcare plans. This means that you'll likely be able to find one that meets your healthcare needs and budget. CIGNA This company provides health services worldwide. The company's headquarters are located in Philadelphia, Pennsylvania. CIGNA was formed in the year 1982. That was due to the merger of the Insurance Company of North America and the Connecticut General Life Insurance Company. CIGNA has received several awards for its customer service. That includes multiple awards for its call centers. Besides being one of the affordable health insurance providers, CIGNA has also become renowned for its charitable giving and community service. Group Health Cooperative This is a non-profit healthcare company that's been operating in the states of Washington and Idaho since 1947. In fact, the company is currently based in the city of Seattle, Washington. Today the company provides healthcare services for nearly 600,000 people in those states. It has become one of Washington State's biggest employers in the private sector. Group Health Cooperative offers several types of healthcare plans, including those for individuals, families, employers, and so on. It also provides Preventative Care, which helps to prevent various health conditions from becoming too pricey. Group Health Cooperative has received an excellent rating (B++) from the A.M. Best company. Beside providing affordable healthcare, Group Health Cooperative also provides outstanding online services to its customers. That provides them with online access to various types of information, including their medical records. Kaiser Permanente Kaiser is another of the most affordable health insurance providers. This not-for-profit healthcare provider has been operating since 1945. Kaiser's headquarters are located in Oakland, California. A physician and industrialist founded the company in 1945. The company actually consists of three different groups. It's been growing quickly, and has become one of the leaders in the industry. Kaiser's network includes about 15,000 physicians who are members of the Permanente Medical Groups. It also operates over 30 hospitals, and over 400 medical offices. Furthermore, the Kaiser Foundation Health Plan insures millions of people. In fact, in 2006 the company became the USA's biggest managed care organization.
One of the hallmarks of Kaiser has been an emphasis on preventative healthcare. This is a crucial factor in reducing future potential costs. Secondly, the company's doctors are paid a salary, rather than being compensated for each healthcare service. That helps to eliminate the performing of unnecessary medical procedures. Kaiser also strives to move patients staying in pricey hospitals, to outpatient clinics. This helps to save a small fortune for both the patient and Kaiser itself, United Healthcare Founded in 1977, this is one of the USA's largest insurance companies. One of the company's goals is to provide affordable healthcare for its customers. The company and its sister company serve over 18 million people in the USA. That includes about 470,000 physicians in 4,5000 hospitals. United Healthcare received an A (excellent) grade from AM Best. The company offers a variety of different plans, including health, dental, life insurance, and pharmacy. WellPoint This company was formed due a merger that occurred in 2004. WellPoint's headquarters is currently Indianapolis, Indiana. The company grew quickly into a quality nationwide healthcare provider. Today WellPoint serves all 50 states in the USA. The company now provides several types of healthcare plans, including medical, vision, dental, pharmacy, and so on. It has received an A (excellent) rating from AM Best. This is certainly one of the most affordable health insurance providers in the country. Don't let the cost of health insurance deter you from getting coverage. Look into the companies listed here and make sure your loved ones are covered. You'll rest easier and be happier and healthier with affordable health insurance coverage!
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